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SolvencyTrust Bank

Loans & Mortgages

Competitive rates and flexible terms for all your borrowing needs. From home mortgages to personal loans, we're here to help.

Loan Products

Find the right loan for your needs with competitive rates and flexible terms.

Home Mortgages
Competitive rates for first-time buyers and refinancing
Starting at 6.25% APR
Term: 15-30 years
Max: Up to $2M
  • Fixed and ARM options
  • FHA/VA loans
  • Jumbo mortgages
  • First-time buyer programs
Auto Loans
Finance your next vehicle with competitive rates
Starting at 4.99% APR
Term: 12-84 months
Max: Up to $100K
  • New and used vehicles
  • Fast approval
  • No prepayment penalty
  • GAP insurance available
Personal Loans
Unsecured loans for debt consolidation or major purchases
Starting at 8.99% APR
Term: 12-60 months
Max: Up to $50K
  • No collateral required
  • Fixed rates
  • Fast funding
  • Flexible terms
Student Loans
Education financing for undergraduate and graduate students
Starting at 5.75% APR
Term: 5-20 years
Max: Up to $150K
  • Competitive rates
  • Flexible repayment
  • No origination fees
  • Cosigner release
Home Equity Loans
Tap into your home's equity for major expenses
Starting at 7.25% APR
Term: 5-30 years
Max: Up to 80% LTV
  • Fixed rate
  • Tax deductible*
  • Large loan amounts
  • Flexible use
Business Loans
Funding solutions for business growth and expansion
Starting at 5.99% APR
Term: 1-25 years
Max: Up to $5M
  • SBA loans
  • Equipment financing
  • Working capital
  • Commercial real estate

Simple Loan Process

Getting approved for a loan is easier than ever with our streamlined process.

Step 1

Application

Complete our simple online application in minutes

Step 2

Review

Our team reviews your application and credit profile

Step 3

Approval

Get approved and receive your loan terms

Step 4

Funding

Funds are deposited directly into your account

Loan Calculators

Use our calculators to estimate payments and explore your options.

Mortgage Calculator

Calculate monthly payments and total interest

Auto Loan Calculator

Estimate payments for your next vehicle

Personal Loan Calculator

See what you could qualify for

Refinance Calculator

Check if refinancing could save you money

Why Choose Our Loans?

We're committed to making the lending process transparent, fair, and convenient.

Competitive Rates

We offer some of the most competitive rates in the market

Fast Approval

Get approved quickly with our streamlined process

Flexible Terms

Choose terms that fit your budget and lifestyle

Expert Support

Our loan specialists guide you through every step

Ready to Apply?

Get pre-qualified in minutes and see what you could qualify for.

*Tax deductibility depends on your individual circumstances. Consult a tax advisor.